Senior Analyst, Credit & Fraud Risk Finance - Loss Provision Forecasting, Risk Analytics & Strategic Financial Modeling

Join arenaflex as a Senior Analyst in Credit & Fraud Risk Finance

Are you ready to make a meaningful impact in the financial services industry? At arenaflex, we believe in empowering talented individuals to drive strategic decisions that shape the future of our organization. We are currently seeking a highly motivated and analytically gifted Senior Analyst to join our Credit & Fraud Risk Finance team—a group of exceptional professionals who are passionate about solving complex business problems through data-driven insights and analytics.

In this pivotal role, you will have the opportunity to work at the intersection of finance, risk management, and strategic planning. Your contributions will directly influence our organization's financial health, risk mitigation strategies, and long-term growth objectives. If you are a curious, results-oriented professional who thrives in a fast-paced environment and enjoys diving deep into data to uncover actionable insights, we invite you to explore this exciting opportunity with arenaflex.

About arenaflex and Our Finance Organization

At arenaflex, we are committed to delivering exceptional financial services to millions of customers worldwide. Our finance organization plays a critical role in ensuring strategic decision-making is grounded in robust data analysis, accurate forecasting, and comprehensive risk assessment. We take pride in fostering a culture of intellectual curiosity, continuous learning, and collaborative innovation.

As part of the arenaflex team, you will work alongside some of the brightest minds in the industry, gaining exposure to cutting-edge financial technologies, advanced analytics tools, and enterprise-wide strategic initiatives. We believe in investing in our people and providing the resources needed for professional growth and career advancement.

About the Credit & Fraud Risk Finance Team

The Credit & Fraud Risk (CFR) Finance team at arenaflex is responsible for delivering fact-based, decision-driven, and high-impact Net Loss Provision forecasts and credit-risk-related insights. Our mission is to power prudent financial decisions and support credit-risk strategies while ensuring adherence to governance, controls, and regulatory requirements.

This role offers you the chance to become part of an incredibly talented team with strong intellectual curiosity. We are passionate about solving business problems through data and insights, and we value team members who bring fresh perspectives, innovative thinking, and a relentless drive for excellence. Our collaborative environment encourages knowledge sharing, cross-functional partnership, and continuous improvement in everything we do.

What You Will Do: Key Responsibilities

As a Senior Analyst in Credit & Fraud Risk Finance, you will play a critical role in supporting our organization's financial planning and risk management objectives. Your primary responsibilities will include:

• Loss Provision Forecasting & Results Analysis: Support the forecasting and analysis of Net Loss Provision for our International Card portfolios, working closely with Chief Credit Officers across various regions to ensure accuracy and strategic alignment.


• Senior Leadership Communication: Develop and present key analyses and monthly recoveries outcomes to senior management, effectively communicating complex financial concepts in a clear and compelling manner.


• Model Development & Enhancement: Provide thought leadership in the development and enhancement of Recoveries Forecasting models, as well as strategic business analytics initiatives that drive improved decision-making.


• Cross-Functional Collaboration: Work cross-functionally on projects across the Risk Finance organization to help arenaflex meet its long-term growth targets and strategic objectives.


• Financial Planning Support: Assist in building financial forecasts for Net Loss Provision that inform funding decisions and resource allocation across the enterprise.


• Performance Reporting: Communicate monthly results and highlight key drivers of change to enable better long-term planning and strategic decision-making.


• Business Partnership: Support local Finance teams, Risk Management, and Marketing teams with all aspects of Loss Provision, acting as a trusted advisor and subject matter expert.

Required Qualifications

To succeed in this role, you should possess the following qualifications:

• Educational Background: Bachelor's or Master's degree in Finance, Mathematics, Statistics, Computer Science, or a related quantitative field.


• Analytical Experience: Hands-on experience working on financial analytics using large volumes of data, with the ability to extract meaningful insights from complex datasets.


• Technical Skills: Advanced Excel modeling skills with a high degree of scalability; proficiency in PowerPoint for executive-level presentations.


• Database & Programming: Proficiency in SQL and Hive/Yellow Brick is required; experience with Python is strongly preferred.


• Visualization Tools: Experience with TM1, Tableau, Power BI, or other visualization tools is strongly preferred.


• Industry Experience: Previous card or risk management experience and/or 1+ years of work experience in a related field is preferred.

Preferred Skills & Competencies

Beyond the required qualifications, we are looking for candidates who demonstrate the following skills and attributes:

• Analytical Excellence: Strong analytical, organizational, and problem-solving skills with a keen attention to detail and a passion for data accuracy.


• Intellectual Curiosity: A highly motivated individual with a desire to work on ambiguous problems, capable of breaking down complex concepts and executing innovative solutions.


• Data-Driven Mindset: A data-driven, outcome-focused professional who leverages analytics to inform business decisions and drive measurable results.


• Learning Agility: A fast learner who adapts quickly to new tools, technologies, and business challenges.


• Communication Skills: Ability to explain complex mathematical and financial concepts to diverse audiences, both verbally and in writing.


• Independent Problem-Solving: Ability to solve ad-hoc business problems independently while managing multiple priorities and tasks while adhering to deadlines.


• Collaboration: Strong teamwork and partnership skills with the ability to work effectively across functional boundaries.

Career Growth & Development Opportunities

At arenaflex, we are deeply committed to the professional development and career growth of our employees. This role offers numerous opportunities for advancement and skill development, including:

• Exposure to Enterprise-Wide Initiatives: Work on high-impact projects that influence arenaflex's strategic direction and financial performance.


• Learning Modern Tools & Technologies: Gain hands-on experience with cutting-edge data equipment, analytics platforms, and financial modeling tools.


• Career Path Advancement: Explore a variety of roles within the finance organization and develop expertise in credit risk, fraud detection, financial planning, and strategic analytics.


• Professional Development: Access comprehensive training and educational opportunities to enhance your technical and leadership skills.


• Mentorship: Learn from experienced leaders and subject matter experts who are invested in your success.

Work Environment & Culture

arenaflex fosters a dynamic, inclusive, and collaborative work environment where diverse perspectives are valued and celebrated. We believe in maintaining a healthy work-life balance and offer flexible work arrangements to support your well-being. Our culture is characterized by:

• Innovation: Encouragement to challenge the status quo and propose creative solutions to complex problems.


• Inclusion: A commitment to building a diverse workforce where every voice matters.


• Integrity: A strong ethical foundation that guides everything we do.


• Teamwork: Cross-functional collaboration and mutual support across all levels of the organization.


• Work-Life Balance: Flexible schedules and hybrid/remote work options to accommodate your lifestyle needs.

Compensation & Benefits

arenaflex is dedicated to providing competitive compensation and comprehensive benefits to support your financial security, health, and well-being. Our offerings include:

• Competitive Base Salaries: Market-competitive pay commensurate with your experience, skills, and qualifications.


• Annual Bonus Incentives: Performance-based bonuses that reward your contributions to arenaflex's success.


• Retirement Savings Plan: 6% company match on retirement savings to help you build a secure financial future.


• Financial Wellness: Free economic education and financial health guidance to support your personal financial planning.


• Comprehensive Health Coverage: Medical, dental, vision, life insurance, and disability benefits for you and your family.


• Parental Leave: 20+ weeks of paid parental leave for all parents, regardless of gender, provided for pregnancy, adoption, or surrogacy.


• Wellness Resources: Free access to international on-site wellness facilities staffed with nurses and doctors (depending on location).


• Mental Health Support: Free and exclusive counseling support through our Healthy Minds program.


• Flexible Work Arrangements: Hybrid and virtual work options with arenaflex Flex to support your work-life integration.

Base Salary Range: $55,000.00 to $105,000.00 annually (commensurate with experience) plus bonus and comprehensive benefits.

Note: The above represents the expected income range for this position. Ultimately, in determining your pay, we will consider your location, experience, and other job-related factors.

Visa Sponsorship

Depending on business unit requirements, the nature of the role, cost, and relevant laws, arenaflex may offer visa sponsorship for certain positions. We encourage qualified applicants from diverse backgrounds to apply and explore the possibilities of joining our global team.

Apply Today

If you are ready to take the next step in your career and join a team that values excellence, innovation, and integrity, we encourage you to apply for this exciting opportunity. At arenaflex, you will find more than just a job—you will discover a career where your skills, passion, and potential can thrive.

Bring your analytical mindset, your drive for excellence, and your desire to make an impact. Join us at arenaflex and help shape the future of financial services through data-driven insights and strategic innovation.

We look forward to receiving your application and learning how you can contribute to the continued success of arenaflex!