ING Financial Services LLC is part of ING's Wholesale Banking division, offering a range of financial products and services. The Analyst will manage the Project Finance loan portfolio, focusing on credit monitoring, analytics, and internal reporting.
Responsibilities
- Prepare and submit quarterly and annual credit reviews/packages
- Review and compare financial performance to budget, evaluate financial projections and remodel forecast (as needed)
- Compile and participate in quarterly Credit Risk Management (“CRM”) portfolio reviews
- Assist in the execution and preparation of amendment and waiver requests, aide in writing credit modifications, submit to risk and address Q&A, and follow-up on the required legal documentation
- Assess and track compliance of borrowing bases, collateral, liquidity/availability, covenants and other reporting items (i.e. UCC filings, insurance, etc.) in line with the bank’s policy and procedures
- Perform and review risk ratings for borrowers
- Prepare quarterly memorandums for challenging/underperforming credits
- Prepare and maintain reports as requested by regulators, rating agencies and other external parties
- Maintain various department and industry databases/trackers
- Maintain internal portfolio tracking metrics
- Respond to ad hoc internal requests on portfolio composition and exposure
- Coordinate and work with offshore portfolio support teams
- Research industry sectors and work with industry coverage colleagues to prepare updates
- Assume key role in handling internal system processing (Vantage) including GRID, FINAN, TSC, Risk Rater
- Monitor and identify market developments and proactively manage their potential impacts on the portfolio
- Coordinate timely and accurate response to internal and external regulatory controls and audits by providing the required insights, reports and samples and by participating in the dialogue if so requested
- Stay up-to-date on organizational operating policies and procedures (i.e. Risk, Legal, etc.) to ensure appropriate protocols are implemented and followed, and facilitate accordingly
- Coordinate with KYC/CDD team
- Assist the team in the execution of new transactions, amendments and refinancings on an as-needed basis
Skills
- BA/BS in finance/economics/accounting/management/engineering (or similar); CFA a plus
- At least 1 year of relevant experience credit/accounting/business analytics/project management/portfolio reporting and/or KYC/Compliance
- Formal credit training and financial projection knowledge required
- Excellent presentation and communication skills
- Strong analytical, problem solving and project management skills with the ability to multitask and deliver under tight deadlines
- Excellent interpersonal and verbal/ written communication skills to ensure effective communication with various local and global teams
- Excellent Microsoft skills (Excel, PowerPoint, Word)
- Experience working with large data (Pivots, V-Lookups) is valued
- You are highly detailed in your work
- You are self-motivated and willing to work in a deal oriented and deadline driven environment
- You can manage and prioritize competing demands from multiple colleagues simultaneously
- You desire to work in a collaborative manner in contribution of team objectives
- Prior Project Finance and/or energy and commodity finance experience a plus
- Spanish proficiency a plus
- Credit training preferred
Benefits
- Comprehensive health benefits
- Generous 401k savings plan
- Competitive PTO
- Adoption, surrogacy, and fertility services
- Student debt assistance
- Subsidies for expenses associated with commuting and fitness
Company Overview
We’re one of ING's global competence centres. It was founded in 2003, and is headquartered in Katowice, Slaskie, POL, with a workforce of 1001-5000 employees. Its website is https://ingtechpoland.com.